Article (May-2019)


All About Employees Pension Scheme, 1995

Ram Niwas Bairwa

Designation : -   Regional PF Commissioner (II)- Retired

Organization : -  Jaipur

Other Writers : -  Neeraj Bhargava


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The book ‘Employees’ Pension Scheme, 1995 - Know About It’ (bilingual) was first published in 2004 with subsequent 2 editions. The last edition was published in 2009 with the demand of the staff of the EPFO who have been referring that book as a guide, a manual in their day to day working. After 2008, one after another amendment were done in the EPS, 1995 and, simultaneously, the EPFO switched to online services.

After the Supreme Court Judgment in the case of R.C. Gupta and others vs. R.PF.C. and other, many persons who wanted to know the relevance and benefits which may be available by that judgment. The result is the book. In this book, original text from the notification No. 748 (E) dated 16.11.1995 has also been included to know the changes brought into the scheme with short commentary under the relevant paragraph. Some information and data have also been taken from the Annual Report of the EPFO and Reports of Actuary (appointed under para 32 of the EPS, 1995) published on the web-site of the EPFO. At the end, brief of some important judgments have been given.

The book contains, almost everything about Employees Pension Scheme, 1995.